The articles of the condominium association and state law determine exactly what’s covered under the association’s master insurance policy.
In most cases the association’s coverage stops after the exterior walls meaning that you are responsible for the interior walls and possibly for fixtures, as well as your personal property and liability. This is where your own personal condo policy would come in. Most policies will include coverage for losses arising from:
- Fire or lightning
- Vandalism or Malicious Mischief
- Accidental Discharge of Water
When it comes to insurance for your condo unit, you should make sure you have the coverage that fits your needs. We can help you tailor a condo insurance policy that’s right for you, contact us today!